privacy policy
At Jakob & Kouchner Financing, we are deeply committed to protecting the privacy and confidentiality of our customers' personal information. This Privacy Policy outlines how we collect, use, disclose, and safeguard the information you provide to us.
Information We Collect
We may collect the following types of personal information:
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Contact Information: Names, addresses, email addresses, and phone numbers.
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Financial Information: Employment details, income information, and credit history.
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Identification Information: Government-issued identification, such as driver’s licenses or passports, and other supporting documents.
How We Collect Information
We gather personal information through the following methods:
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Loan Applications: Information provided during the loan application process.
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Customer Communication: Data collected via phone calls, emails, or other interactions.
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Third-Party Sources: Information obtained from credit bureaus, financial institutions, or other third parties to evaluate creditworthiness.
How We Use Information
We use the information collected for the following purposes:
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Loan Processing: To assess and process loan applications and determine eligibility.
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Customer Communication: To provide updates and respond to inquiries regarding loans or related services.
Legal and Compliance Obligations: To fulfill legal, regulatory, and security requirements.
Information Sharing
We may share your personal information under the following circumstances:
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Service Providers: With trusted third-party service providers who assist in loan processing and related activities.
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Legal and Regulatory Authorities: To comply with applicable laws, regulations, or legal processes.
We do not sell or rent personal information to third parties for marketing purposes.
Security Measures
Jakob & Kouchner Financing employs industry-standard security practices to protect your personal information from unauthorized access, disclosure, modification, or destruction. These measures include encryption, secure servers, and strict access controls.
Retention of Information
We retain your personal information only as long as necessary to:
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Fulfill the purposes outlined in this Privacy Policy.
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Comply with legal and regulatory obligations.
Once the retention period expires, information will be securely destroyed or anonymized.
Your Rights and Choices
As a customer, you have the following rights regarding your personal information:
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Access: Request a copy of the personal data we hold about you.
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Correction: Request corrections to any inaccurate or incomplete information.
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Deletion: Request the deletion of your personal information, subject to legal or contractual obligations.